Get a mortgage as an expat in the Netherlands

Being an expat in The Netherlands does have its challenges. A foreign language, unfamiliar territory, different laws and another culture with strange habits. Let alone if you want to buy a house as an expat and apply for a mortgage!

You have fallen in love with a beautiful house in The Netherlands. Now what? How to find your way around the financial maze and obtain a mortgage as an expat. DMS is specialised in guiding you as an expat through the whole process from start to end and along the way we can give you some useful tips on daily Dutch life.

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You’ve already got a job as an expat,

but how to get a mortgage too?

With DMS you are only
five steps away!

If you need a mortgage as an expat, but you don't know where to start. Just start here! In five simple steps we will help and guide you through the process. What can you expect as an expat?

1. Let's chat

2. Let's prepare

3. Let's get together

4. Let's calculate

5. Let's sign

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DMS Mortgage Calculator

Easily calculate your maximum mortgage possibilities in 5 minutes.
Pay attention: this is an indication.
Always ask a mortgage advisor for a customized advice.

Understandable language

Buying a house in NL is a daunting task and I am a disaster with numbers, but Team DMS explained every step in easy and understandable language.

July 2022 | Christine

Let's call : +31 (0)10-3107992

Blog

21 October 2022 - Sarah Kingma about DMS

Sarah Kingma about DMS

A full service package! You can ask me anything you want about electrons, quarks or quantum entanglement, but if I have to arrange my own mortgage I get bogged down in rules, interest and the small print. I'd much rather have the whole process taken care of by someone I can trust.

16 September 2022 - Mortgage rates are going up! What are your options?

Mortgage rates are going up! What are your options?

The interest rate has risen. As an expat, what can you do to minimise your monthly expenditure? Certainly not decide to fix your mortgage for thirty years. There are smart ways of keeping monthly expenditure low and still buy the house of your dreams.

14 August 2022 - Hello Expat. Make yourself at home!

Hello Expat. Make yourself at home!

The number of foreign employees working and living as expat in the Netherlands is slowly, but continuously, growing. Vaes Finance also notices this because of the number of mortgage loan applications from expats who ask for financial advice.